Syracuse Auto Insurance Rating Factors

You may be wondering what factors determine your auto insurance rates, and although various insurers may use some different factors, we have put together a list of the most common rating factors below.

• The value of your automobile affects your insurance rates. Lower value cars will have a lower rate.
• Cars that have a high cost of repair if damaged in a collision. Such as sports cars or luxury cars.
• Your age will affect the rates you pay. Young adults between the ages of 16 - 25 have a higher accident rate then middle aged drivers.
• Reports show that male drivers have more incidents then female drivers, so male drivers typically pay higher rates.
• Your driving record! Have you recently been in an accident, gotten a speeding ticket, or any other traffic violation? If yes, then expect to see higher rates.

Note: this is not a complete list, we will be updating this in the weeks to come.
Thanks for your understanding.

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